Is the Queen going to be dragged into Brexit?

It is almost written in stone that Boris Johnson is set to be the next Prime Minister of the United Kingdom. Boris has claimed to be dedicated to the Brexit cause countless times and his campaign to become the next PM rests solely on his ability to convince the people and the Conservatives that he is willing to keep a No Deal Brexit on the table.

The choice to keep a No Deal Brexit comes as a bid to secure support from the Euro-sceptic European Research Group (ERG) which is headed by Jacob Rees-Mogg – who has endorsed Boris Johnson – as well as support from other Conservative leave-leaning Conservative members. Boris Johnson has said that he would prorogue if negotiations were not secured which would provide the U.K with some kind of deal.

Proroguing is essentially the act of suspending parliament in order for the acting Prime Minister to pass a bill without contest.

By offering this result if negotiations are not successful, Boris Johnson is effectively appealing to both sides of the Conservative voters; those who want a soft Brexit and those who would prefer a No Deal scenario.

Proroguing is a means of circumnavigating parliament who are entitled to exercise their rights (and sovereignty) to vote on the outcomes of bills. This is no longer the case as Boris Johnson has claimed that he is not against proroguing. However, if this were to occur, the only way that Mr Johnson would be able to push through a No Deal, is if the Queen herself allowed it to happen.

This scenario does raise some concerns.

Proroguing would pull the Queen into matters of state which is against the notion of impartiality that the British monarchy is demanded to uphold by government.
If the Queen is asked by government to speak for the country and she denies the right to a No Deal Brexit, we are not only back to square one, but there will also be resentment from staunch Leavers and Euro-sceptics toward the Queen and the monarchist system.

The right to exercise one’s own power, to uphold sovereignty and to run with the empirical history of Britain’s past were crux issues of the 2016 referendum. If the Queen exercises her power and moves against No Deal, will the people decide that they no longer want the monarchy or will they accept the Queen’s decision to exercise her power, a cause for which the Leave vote was cast?

If, on the other-hand, the Queen moves in favour of No Deal, the U.K will be looking at a (already proven) decline in trade, transport and services as major service providers have already sought sanctuary on mainland Europe to continue to offer their trades to the rest of the trading bloc. Staunch Remainers would also be dismayed and morale and national spirit would undoubtedly hit rock bottom.

Abortion in the U.S

Criminalising abortion is evidence of Americans moving against their own Constitution.

Article IV of the Constitution:

‘N(o) religions Test shall ever be required as a Qualification to any Office or public Trust under the United States.’

1ST Amendment:

‘Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the government for a redress of grievances.’

The Constitution is America’s guiding document. A revelled piece of history that is constantly used to link the American people with the foundation of their great country. The Constitution is quoted time and again when protecting the people’s right to “bear arms” but there has been a mass looking of the other way when it comes to upholding the 1st Amendment when it comes to religion having a place in matters of state.

Governor of Alabama, Kay Ivey, recently signed off on the law and followed it by stating that the bill was “a powerful testament to Alabamian’s deeply held belief that every life is precious and that every life is a sacred gift from God.”

As highlighted in the 1st Amendment, whilst the practice of religion is a personal liberty, it has no place as a governing force within the United States and yet this is being ignored. Donald Trump tweeted a response to the motion in Alabama to criminalise abortion by claiming it as a victory for “pro-life” groups. He also tweeted against Doug Jones in Alabama by using the argument that Jones was Pro-Abortion as a smear tactic.

86% of Alabamians identify as Christians.

Why are proud Americans going against the decisions as outlined by their very constitution? Might it have something to do with the Pledge of Allegiance?

“I pledge allegiance to the Flag of the United States of America, and to the Republic for which is stands, one Nation under God, indivisible, with liberty and justice for all.”

The often used phrase; “one Nation under God” was not part of the Pledge of Allegiance until 1954.

The State is flexible and, though sometimes wavering (nothing is perfect), it is the closest thing that we have to a true representation of the people. The State considers many factors such as protecting the rights of victims of rape and incest and the impact on children born into unsuitable and perhaps unloving environments. It also takes into consideration the stages of foetal development and the safe (and unsafe) periods of termination.

The economic benefits cannot be overlooked either.

The abortion law is going to hit low-income families the hardest. This is because a lack of funds meaning that they cannot afford to go across state lines to undergo the procedure elsewhere, unaffordable contraceptive methods and because people in low income areas are more likely to be subject to attacks such as rape.

Raising a child when finances are tight will also be extremely tricky which could result in myriad problems including depression in parents and children, resentment or malnourishment. School lives could be dramatically affected and quality of life for parents, children or families in general could diminish greatly.

The welfare system would then have to intervene, at great cost. Social care would soar as children face difficult upbringings and inhospitable living conditions. Parents, especially mothers, would have to be given extensive counselling to help come to terms with rape and its repercussions or to simply help manage a stressful life brought around by an overabundance of children.

Hospitals would have to increase staff numbers in order to be able to manage anything from kids coming in with scraped knees to vaccinations and that is before we even consider what physical issues children born through incest might have. And then there is of course the problem that women will lose any anonymity that abortion could have provided. Now, with abortion illegal, women will have to continue within their communities with their children as any evidence of past trauma.

Pro-life groups are overwhelmingly religious and use religious doctrine to dictate their actions in choosing to fight abortion, or end it altogether. When religious beliefs start to infringe upon the liberties of others, it is no longer the practice of religious freedom but the imposition of one’s own belief on others. It becomes what the late Christopher Hitchens called; “theocratic bullying.”

As of the date of release, the following states recognise abortion as illegal (in varying degrees):

Utah

Montana

Alabama

Kentucky

Missouri

Ohio

Arkansaw

Arkansas

Georgia

Indiana

Mississippi

Louisiana

North Dakota

The Comedown

Last year I read an article published in the Guardian that warned against coming off anti-depressants without advice from doctors. Doing so could lead to extreme symptoms of (you guessed it) depression, among other things.

The article was not wrong.

Last month I ran out of my anti-depressants and, seeing as my mind is a little slippery sometimes (another side effect of medication), I forgot to replace them. For a week and a half I did not take my prescribed Sertraline and it hit me like a freight train.

I felt tired. So tired. Waking up and getting myself out of bed was a nightmare. When I finally managed to push the covers back and sit up my thoughts came syrupy-slow and I couldn’t make sense of things.

One day I had an interview at 13.00 and yet I could barely stay awake. A woman with fuzzy blonde hair told me all about electronics and home and business instalments and I just nodded and kept pushing myself up in my seat so that I didn’t fall asleep.

She showed me around the building and I asked some blurry questions. When I left I breathed a sigh of relief, got home and fell asleep on the couch. I have never known tiredness like it.

I felt more depressed. Thoughts of doing things that mattered like housework were met with myriad what’sthepoint?aries. Excuses were easier to make up than actually getting up.

In contrast to this I would have periods of highs where I could clean the house, perform woodwork, write a blog and job hunt for hours. My heart raced. I was plagued with bouts of tunnel-vision and then I would fall asleep as quickly as a switch had been flicked.

Had I been in more dire circumstances I sincerely believe that, without other medication placating erratic thoughts, I would have been close to spiralling again.

The message is clear; best not to come off meds without consultation.

Privatisation

The public services are the heart of this country. We rely on the police to uphold the law when we become victims and when others do wrong. We rely on the NHS to save our lives, cure our ailments and provide care. When we have a child, the doctors and nurses of the NHS bring it into the world. When our relatives die, doctors and nurses make sure that they go with dignity. Could we ask for anything more?

Indisputably, Austerity has done incalculable damage to the public services. Police budgets have fallen by 19% since 2010 despite a (albeit sometimes slowly) rising GDP. Police numbers have been slashed and the remaining numbers are stretching themselves across an expanding population. Because of this, the standard of policing is going down along with morale within forces throughout the U.K. This means that the quality in policing is in decline.

There are fewer bobbies on the beat thus reducing community policing effectiveness. This would usually be apparent by a reduction in the levels of gang affiliation and thus criminal acts such as knife and moped attacks. Community policing is also speculated to help in the war against terrorists.

It has now emerged in the ‘i weekend’ that businesses are now paying for police paroles. Easyjet, ASDA, development giant the Berkeley Group and the Westfield Shopping Centres are a few.

Whilst this might seem innocuous at first glance, it is indicative of the pursuit of private interests in what should be a publicly financed, impartial and equal policing system. To bring in corporate interest is to essentially allow bias into the process as well as taking members of the police away from communities that would be better served by community police initiatives.

There is no widespread collective effort to battle the privatisation of public services because the change is happening incrementally. That is the evil of gradualism; people are less likely to notice or even care about change if it happens slowly. It stops becoming the evil you see and more about the evil you had no idea existed until you are being asked to provide medical insurance forms when you go into A&E.

In 2012 the Health and Social Care Act was passed which allowed “any contract over £615,000” to be tendered out to private companies. As Paul Gallagher writes, the process of privatisation has been aided with the passing out of multiple contracts worth around £128m under the watch of Health Secretary, Matt Hancock.

It is not hyperbole to suggest that we might be seeing the Americanisation of our public sector.

Traditional Values Vol. 1: Nationalism

Never before have we seen so many advances and changes to our world as we are seeing today. Climate change, the rise of biotech and infotech. The proliferation of automation and the move toward artificial-intelligence which could either improve our wayso of life, or challenge who we are as humans. The mainstreaming of electric cars and the growing awareness of plastic pollution. Widespread movements to give previously overlooked or unrepresented factions of society equal rights. The rise of Asian economies which may soon rival our own in strength, and may even become superior which could change the ways we conduct business and alter long-standing loyalties. I was even shocked recently to find out that China even has plans to build a base on the moon and mine our little white dot in the sky for hydrogen.

This is the stuff of science-fiction!

The point is: we are in a transitional phase and are suffering the existential question of how to cope with the challenges we read about in our papers and see on our television screens and social media feeds. When faced with an uncertain future, people often look to their past. To “traditional values” to guide them through the turbulence. But what exactly are traditional values and do they offer us any guidance for the future?

Nationalism

Nationalism seems to be on the rise in the West and has led to two of the most significant changes that we have seen in our lifetimes: the U.K’s vote to leave the European Union and the vote in America for Donald Trump as President. As an answer to perceived outside threats, two major powers have turned to isolationism.

Globalisation was a worn out word by the end of the referendum of 2016. As was elites. Sometimes we heard “global elites”. The European Union, as pushed by Nigel Farage, Boris Johnson, Michael Gove and sundry others, was a product of globalisation.

Leavers pointed to levels of immigration and told the people that it was the European Union’s open border policy that was to blame. Leavers pointed out the disenfranchised peoples of towns that had been left behind when the U.K turned from a material and production economy to a service driven economy. The European Union was blamed again for moving production facilities abroad. The decline of U.K fisheries, blame the E.U. Red passports, blame the E.U. Curved bananas, blame the E.U. Hospital waiting times, blame the E.U. Rise in crime rates, blame immigration, thus blaming the E.U.

So, can the problems listed above be solved by a move toward nationalism as was what happened in 2016?
In regards to immigration, yes, technically nationalism has the potential to cut numbers of immigrants or stop them altogether.

But is that really in the national interest? Or is it in the interest of nationalist groups? For instance, whilst the cutting might benefit those who just want see less faces of colour or to hear different languages on their streets (the nationalists) the nationalist approach itself does not do much for our economy, our public services or for our reputation as “global players” which was a phrase championed by Leavers during the referendum campaign and even now.

Whilst the phrase “global player” was used extensively throughout the referendum, the truth is that the actual action of leaving the biggest and most successful trading bloc in the world was seen by many around the globe as an act of closing one’s own doors on trade.

The NHS is dependent on nurses and doctors from the E.U and further abroad but since the Brexit vote we have seen a dramatic decrease in the amount of people applying for university courses in nursing and a drop in job applications from outside the U.K. This is indicative of the trend that those from within Europe and outside the Union were no longer interested in investing in the U.K.

Nationalists might see this drop in foreign applications as a good thing as there is potential for British citizens to take the jobs. The problem however is that it takes years to train doctors and nurses and, in the meantime, care within the NHS would have plummeted. Ironically, it would be those older voters which chose leave who would suffer the most. With around 100,000 vacancies already within the NHS, this further reduction could potentially cripple certain elements of patient care.

As is being witnessed, the idea of being both nationalist and a “global player” is not compatible.

The main problem of the referendum, however, was that it focused anger outward toward the largely neutral E.U, when the truth was that the problems that the U.K faced were actually born and bred within its own borders.

Austerity due to bailing out the banks that had lead us into the financial crash of 2008. The rise in crime as a result of Conservative initiative to cut policing numbers so that there were fewer bobbies on the beat. (Remember Theresa May telling the police federation to stop “crying wolf” in 2015 regarding police cuts). Disenfranchisement of communities as the economy changed toward services and offices were centralised toward London. Those who were workers within communities who worked within extraction and production were never provided the means to retrain, and were instead left to become outdated.

A lethal combination occurred when the finger was pointed at immigrants for pushing wages down. The fact that immigrants were benign agents in the entire mess of things was rarely pointed out and the fact that it was actually exploitative practices being undertaken by business owners. Business owners have been largely left alone by the most recent governments, after all, it is good practice to be the party of business.
This goes to show that the so-called “global-elites” were actually the people within our own borders. Our very own Prime Minster of the day, David Cameron found to be putting money into offshore Panamanian accounts. For years we watched as the government refused to impose proper tax initiatives that would have seen large companies paying their fair share of tax which could have put toward social ventures for our children, thus keeping them out of gangs and preventing such a sharp increase in knife-crime. Not only were companies doing so, but the Conservatives were helping them maintain the status quo.

Britain has for years now been deeply entrenched in off-shore bank account activity that it the global master on managing assets and transferring money to keep it from the hands of nations. It is estimated that half of all global wealth could be locked up in off-shore accounts.

Image source: wikimedia

In the face of problems that originated within our own national system, people turned to nationalism to sort out the problem. That is a new one for me.

In 2013, the E.U offered to give a £22million cash injection into food banks in order to make sure that they were stocked and operational. This was turned down by David Cameron. Whilst our own government strangled the country, the E.U at least offered some kind of help. But that’s not all. The E.U has also been funnelling money into community projects including social groups and buildings, but this is rarely mentioned. The E.U is also a propagator of worker’s rights and is constantly moving to improve pay throughout its jurisdictions. When we are faced with military or cyber warfare, as we have seen from Russia during the referendum campaign and which the U.S witnessed during the presidential campaign, the E.U has close proximity to share information and make sure that each of its member states has the necessary tools to help fight back.

So, nationalism does not actually offer any real solutions to our national problems. Does it offer solutions to wider world issues? In an age of transnationalism, could countries learn from nationalist ideals?
Climate change is not an issue, it is the issue which will determine the very future of human civilisation. And climate change does not recognise borders drawn by man. A tropical storm does not stop when it hits the American coast. It ploughs through and wreaks untold damage. Plastic does not stop at the English Channel. It sweeps in and becomes part of our ecosystem. Just as much as melted ice does not stay in the Arctic Circle but raises water levels around the world.

And when islands start submerging and already challenged countries face drought and famine, we are going to see mass exodus unlike anything witnessed in documented history.
Unfortunately, nationalist interests have often disregard climate change in order to focus on more provincial initiatives such as kick-starting coal mining operations or doubling down on fuel extraction efforts. In the United States, nationalism is often synonymous with climate change denial as is evidential with Donald Trump’s repeated claims that climate change is a “hoax” perpetrated by the Chinese.

In regards to solutions to the climate crisis, nationalist approaches fall short. If nationalists really wanted to make a difference, they would join the global effort to battle climate change which would in turn mean that they are less likely to experience such a high influx of immigrants to their borders. Instead of becoming isolationist, it is within nationalist’s best interests to take part in a multi-national approach in order to combat the effects of climate change.

But then what would be the point in being nationalist when all we are going to do is have to work with countries around the globe and put measures in place which, whether we like it or not, would see the adoption of plans to take in refugees fleeing the effects of an unstable and changing climate?

Throughout history, civilisations have moved and shifted as the cattle migrates or as the living conditions change. After all, if the U.K were to become a dessert wasteland, would we not seek refuge in other countries? But we are the beginning of the catastrophic change where the decisions we make today will effect the next generation. We have the ability to make positive differences to the ways we tackle this threat. But are we capable of doing this as nationalists? Surely we are better prepared against the challenges if we work on an international scale?

Capitalist Dystopia

Is capitalist-dystopia its own genre?

Dystopian works feature many end-of-the-world themes. Nuclear fallout, volcanic eruptions, solar flares, the heating of Earth’s core (because of solar flares), the slowing down of Earth’s liquid magma, the uprising of machines, asteroids, alien invasion, climate change. And of course, my favourite: zombie virus.

Last year I read Paulo Bacigalupi’s, The Water Knife. A novel based (as the name would suggest) on corporate interests battling for water rights in a world which has been ravaged by climate crises, and is now facing drought.

The whole way through Bacigalupi’s novel I found my mouth parched by descriptions of dry and arid lands, of characters longing for drink and the constant awareness of rationing what little water is available. But more than anything, I was intrigued and appalled by the depictions of corporate greed and consequential foul-play.

Is this the kind of future with which we should become accustomed?

Spurred by The Water Knife, I read Bacigalupi’s other dystopian masterpiece, The Windup Girl. In this novel, Bacigalupi creates a world bashed and beaten by corporate espionage which takes form in the poisoning of crops, (leading to something horrendous called “blister rust”) outperforming one another by creating genetically modified food and by using money to influence politics.

In both novels (and throughout the Ship Breaker series), the planet has essentially been ruined for financial gain. That ol’ bird, Capitalism. Not the kind of capitalism that frees the shackles from the poor mind you, more the neo-liberal, unchecked-market kind of capitalism.

George Orwell showed us a world ruled by Communism and it could be said that Ray Bradbury introduced us to the world of rampant capitalism with the focus on fast rides and fun times, but the works of more modern writers feels less like a prophecy for the not too distant future and more like something that could take place with the signing of a few pieces of trade legislature.

For example, Catherine Webb/Clare North’s 84K shows a Britain at the whim of mass production and insurance companies who dictate what level of existence is given to people judged by how much money they earn or how much money they owe. Need I say more?

A more comic approach to rampant capitalist-dystopia is Max Barry’s Jennifer Government. Neo-liberalism has won and the world is split between corporations to the extent that all life is split between corporations to the extent that to be employed is to take the corporate name, for example; Hack Nike. The government and police, on the other-hand, have become something that more resembles charity than any real form of leadership. If people want crimes investigated, they must pay.

Science-fiction and dystopian-fiction does the wonderful thing of attempting prophecy. Aldous Huxley’s Brave New World is more relevant now more than when it was written, especially given the advances in biotech taking us ever closer toward designer human beings. With that in mind, are we much removed from the capitalist dystopias as portrayed by so many other dystopia fiction novelists?
Motor insurance companies monitor drivers through apps in order to gain data. This is done with the premise of decreasing insurance costs depending on how you accelerate, decelerate, how sharply you brake and your average speed. We already allow devices to count our steps and monitor our sleeping habits in order to improve our overall health. Are we really that far from allowing insurance companies to monitor our health so that they can determine our general health habits? And how would that effect our insurance costs? And what other information can be garnered from such apps?

When it comes to corporate influence, are we that far removed from the landscapes of Bacigalupi and Barry when we already witness the political might of the NRA and oil conglomerates over presidential candidates in the United States? What is to stop such forces from gaining more momentum under Trump?

Capitalist-dystopia is so effective because it allows us to entertain the future possibilities of an ideology with which we are already attached. These novels should have the same kind of resounding clout as George Orwell’s warning of Communism faced by the world post World War 2.

#fiction #dystopia

A Tech Too Far

Always read the fine print. Actually, scrap that. Don’t bother. You don’t read it. I don’t read it. We all want facebook on our phones. And whatsapp. And Instagram. These things are tools of the modern age. These services provide that “connectivity” that people have been lauding. And besides, if you don’t agree with sharing your pictures, snippets of your voice picked up by microphone and data on where you live and your viewing habits, well, facebook, Whatsapp and instagram don’t want you.

No, wait. Go back to the fine print. You can choose to “out” of these options. And it is definitely for the best. Why? Well, let’s have a look.

Andy Jones, who wrote an article on behalf of the ‘i’ newspaper titled “Why your social media activity could stop you getting a mortgage” scared the s#!t out of me.

Released today (21st September, 2018), Andy reported that mortgage providers and insurance firms are trialling the use of social media services on people who are seeking their services. No longer will providers request information from banks on your spending habits, but they will look at your viewing history as well.

“Promoting their service, The Online Me, Hello Soda says: “Every time you make a submission for a loan, a house, or a job, someone is vetting your social profiles.” That’s about as comforting as the thought of a stranger standing at the end of your bed.

HMRC, that scourge of the commoner and hero of the super-rich (see upcoming blog) openly says it will “observe, monitor, record and retain internet data” which is available to everyone including “blogs and social networking sites where no privacy settings have been applied.”’

The reason that mortgage lenders and insurance companies plan to do this is because they will better get an insight into your history, your holidays, how you spend your money and so forth. If you are holidaying every month and you’re not rolling in spondulicks then they would bring in a bunch of sun-deprived voyeurs to do a thorough search. When I read that article my immediate thought was: what does my social media say about me?

You see the danger of this now?
Imagine, in a society in the not so distant future, that you go on your annual family holiday and take a picture of the whole lot of you by the pool. And then you get home and apply for home insurance. Your case is decided by someone in an office clicking their way around your facebook profile.

How did they pay for that holiday? Was it with credit? Do they have a credit card? How do they pay that money back? How often? Have they missed any payments? Did they pay for it using nectar points or clubcard points? Let’s look at that image, where did they go? They had their locations settings on when they posted. That’s handy. Spain! Aha, okay. South east Spain. A villa. Aha! Less than five minutes from the sea. On a hilltop. I bet they paid extra for that view. How much was it exactly? Okay, let’s backtrack. Where does this person live? Eastbourne? Hmm… best do a google map search and see what kind of house they have.

If you think I’m dancing with hyperbole, I’m really not. The searches undertaken by the HMRC could “include anything from evidence of lavish spending on faceback to Google Earth pictures proving you have had an extension.” Forget that you paid for that extension with cash that your grandma left you, you have had the extension and that is what matters.

Imagine you wanted to travel the world. You want to have a bunch of adventures and when you get back you want to buy a house. You want life insurance. If something were to happen to you, your partner or the person with their name on your will no longer have to worry that they cannot pay for that house. You will get back from travelling and post a travel album. There you are smiling on top of Kilimanjaro. And an insurance company now has the rights to check out your lifestyle as part of their cover.

Cue the person considering your case, clocking in, sitting at their computer, clicking a few buttons and having access to your profiles.

Ah, they like expensive hikes. Is that jacket North Face? Hmm, that looks like specialist gear to me. Perhaps they spend frivolously. That would have to be taken into consideration.

There you are, arms wide at the top of a cliff, embracing the world with the wind in your hair.

Hmm, what does that say about them? They are after life insurance after all. I’ll put in the report: “likes to take risks”. It’ll likely increase their premiums but it is for the best.

And there you are strapped to another human being as you plummet toward the earth, smiling at the camera, enjoying one of the best, most thrilling and memorable moments you will ever experience.

Okay, wow. Skydiving in New Zealand! I’ll put: “Puts themselves in harm’s way. Likes extreme sports. Higher risk of injury or casualty.”

This is purely speculative, I cannot stress that enough. But I am, however, convinced that insurance companies are becoming more malign in their actions.

In 2016 I purchased insurance for my car. Fire and theft were included. In 2017 I used a comparison site in order to find my next insurer. I found one I liked and went to their page. After answering the questions I was met with that usual five to eight pages that ask you what extras you might like to include in your policy i.e. breakdown cover, jelly-bean scent, you name it. On the first page it asked me if I wanted to include fire and theft for an extra fee. That raises two questions. The first: why was that not included? Second, why are they charging extra for something that should already be included in everyone’s insurance plan?

It is common knowledge that companies are purchasing data. Fintech is a flourishing sector and the more personal it becomes, the more effective it becomes. And the easier it becomes to separate consumers from their money. I’ll be honest, I love when Man-Booker Prize winners are announced. I know that I am probably going to buy the latest winner and probably a couple more authored by the runners-up. If these books have been shortlisted for the most prestigious award in the world of literature…I want them.
That time of the year would be an easy target for advertisers. Waterstones, Amazon, Foyles, it does not matter. I would probably be susceptible.

Let us go back to that annual family holiday. It takes place in the same few weeks every year (as most peoples do considering families are limited to school term times). You have been targeted by a whole bunch of advertisers and marketing companies putting forward things you may or may not need for your holiday. But the fear is that it could get even more personal. If an algorithm can detect brands in the photos you post, you may be directed deals from that brand in the future. Your taste in cars, motorbikes, foods, jewellery, clothes. It can all be used in order to entice people to purchase goods they do not need. But when advertisements are tailor-made around your lifestyle it would become considerably harder to resist.

When I have looked at travel destinations on google, I often get suggestions afterward on places to go and gear to buy on what I recently believed were unconnected pages i.e. pinterest and instagram. This is something that anyone with a social media account experiences day-to-day.

The things that I have mentioned are not some strange conspiracy in which the “establishment” are dominating the world, it is just the future of marketing and risk management. As Rana Foroohar says in the Financial Times post (17th September, 2018) when reporting on a senate meeting regarding fintech, the Treasury “talks approvingly of data sharing among technology companies and big banks to improve efficiency, scale and lower consumer prices.

“The report puts rather less focus on the on the systemic risk and predatory pricing that could emerge if the world’s largest technology companies and the biggest banks on Wall Street share consumer data.”

As mentioned above, this is the possible future of marketing and risk management. But it is marketing and risk management that poses the danger of exceeding a moral boundary.

We are living in an age where the online and the offline world’s perimeters are blurring. We see something funny or something bad and we either tell our friends, or tell the world via a post. Or both. We want to take photos a certain way because we have seen something like it online. We share photos (don’t even get me started on the overkill of parents posting umpteen number of baby pictures) and we share memes. We share life quotes, music videos, book recommendations and generally scream our point of view into what is essentially…storage space. And why do we do it? Because it’s fun.

Maybe it is best that, however, that you pick and choose your data settings wisely. Because fun is not worth painting yourself a target for corporate interest.